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DSCR / Rental

Long-term rental financing based on property cash flow—not personal income.

Loan Highlights

  • Rates starting as low as 5.75%

  • As low as 0.75 DSCR programs available!

  • Loans up to $3,000,000

  • Up to 85% LTV for purchase

  • Up to 80% LTV rate and term refinances

  • Up to 75% LTV cash-out refinances

  • No seasoning required on recent rehabs

  • Vacant properties allowed

  • DSCR calculated using 1007 / rental survey if property is vacant. 

  • Vacation rentals and AirBnBs eligible

Modern Apartment Buildings

A DSCR loan is an investment property loan that’s based on the property’s cash flow rather than the borrower’s personal income. Approval is determined by whether the rental income can cover the mortgage payment, making it a popular option for investors buying or refinancing rental properties.

Minimum FICO: 660

 

Best for: Buy-and-hold investors, short-term rentals, portfolio expansion

This affiliate program is offered at the sole discretion of Capital Partners Connect ("CPC") and does not create an employment, partnership, joint venture, or agency relationship between CPC and the affiliate. Referral fees are paid only on qualified loans that successfully close and fund, and are subject to change without notice. Submitting this form does not guarantee acceptance into the program, approval of any referred borrower, or payment of any referral fee. CPC reserves the right to modify, suspend, or terminate the affiliate program, or any individual affiliate's participation in it, at any time and for any reason. Affiliates are independent third parties and are not authorized to make representations, guarantees, or commitments on CPC's behalf to any borrower or prospective client. All loan approvals remain subject to CPC's standard underwriting criteria.

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